Tioga
Medical
Center
will file your insurance claim. The amount that your insurance does
not pay will be required from you, the patient. Any discrepancies
between you and your insurance company must be dealt with by you.
Following all insurance payments the admission will be moved to
a self-pay status. This amount is now due by the guarantor of the
account. The amount at a self-pay status is due upon receipt. If you
do not have insurance coverage or have balances that surpass your
ability to pay in full, arrangements must be made with the Tioga
Medical Center Business Office, Brian Lovdahl, at (701) 664-3308 ext. 102.
Definitions:
Co-Payment:
This is a
fixed amount paid by you to your clinic/hospital at the time of
service. Your co-payment amount is usually listed on your insurance
card. This amount is never covered by your insurance and is not
applied to your out-of-pocket coinsurance or deductible amounts. This
amount will be collected by the provider.
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Deductible:
This is a
specific amount you must pay after the co-payment is made. This amount
is to be paid before the insurance company pays for the claim. In the
event that an admission balance has been applied to the deductible,
the account will be moved to a self-pay status and is the
responsibility of the patient.
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Co-Insurance:
After
the co-payment has been made and the deductible has been met, your
insurance company will split the balance with you. This is a
predetermined percentage in which there may be a maximum out-of-pocket
expense. After this amount, the insurance company will pay 100%.
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Under Insured and Uninsured:
Tioga
Medical
Center
offers a CONFIDENTIAL Charity Care Program for those who are unable to fulfill
their payment obligations and meet financial qualifications. An
application must be completed before approval will be granted. For
more information or to receive an application please contact Brian
Lovdahl at (701) 664-3308 ext. 102.
For more information on any of our payment policies, or to
discuss repayment options with our financial advisor, please contact
Brian Lovdahl at (701) 664-3308 ext. 102.
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